The credit card is a tool user identification material, which can be a plastic card with a magnetic strip, a microchip and an embossed number. It is issued by a bank or financial institution that authorizes the person to whom it is issued, use it as payment in business attached to the system, by signing and displaying the card.
It's another form of financing, therefore, the user is to assume the obligation to repay the amount drawn and for the interest, bank fees and expenses agreed.
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