Investment is a term with several closely related meanings in management, finance and economy, which has a common relation to saving or deferring consumption. Investing is the active redirecting resources: from being used today to create benefits in the future, use of assets to earn income or gain profit.

An investment is the choice the individual makes, after a thorough analysis, by placing or borrow money in such a car, property, securities or bonds, which is sufficiently low risk and allows you to create a return over time. Placing money into an investment where there is risk of loss compared to the original sum, or who have not been thoroughly analyzed, by definition speculation, not an investment.

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